Rate Buydown Promotion
OFFER VALID ON INVENTORY HOMES IN THE HEIGHTS AT UPTOWN CELINA, NORTH SQUARE AT UPTOWN CELINA AND CHATHAM RESERVE. Terms & conditions apply. Cannot be used with any other incentive. Ask us about Closing Costs and Rate Buydowns on available inventory homes. Home must contract by 10/31/26 and close by 11/30/26.
Contact Southern Lending Services to learn more.
Olivia Clarke Homes – CONVENTIONAL – $500,000 AT 5.99% – W/ 20% DOWN – 10.06.2026
On a conventional 30-year loan with a sales price of $500,000, a 780 FICO score, a 20% down payment, a $400,000 loan amount, with a note rate of 5.99% (6.088% APR) there would be 360 monthly principal and interest payments of $2,395.63. Payment example does not include homeowner insurance, taxes, or any HOA fees. Interest rates are subject to agency loan level pricing adjustments for FICO score and loan to value. Olivia Clarke Homes, a dba of Scott Felder Homes, locked in, through Southern Lending Services, a fixed interest rate for a pool of funds made available to homebuyers on certain properties for a limited time. Rates are available until the funds are depleted or promotion expires. The interest rate offered applies only to Olivia Clarke Homes, financed through Southern Lending Services for a borrower’s principal residence. Not all borrowers will qualify. This offer is available for a limited time and can be stopped at any time without prior notice. Participating in the lock program is not a commitment to lend. Lock program must be mentioned at the time of application and is not valid on contract re-writes, transfers, or for buyers who have had a previously signed contract with Olivia Clarke Homes. Not applicable with any other offers. Locking the promotional interest rate is the borrower’s responsibility with Southern Lending Services. Locking is done at the borrower’s discretion and all rates/fees quoted are valid only at the time presented. All terms and conditions subject to credit approval, market conditions and availability. Example terms available as of 10/6/2026. ©2026 Southern Lending Services, Ltd. NMLS# 342900. www.SouthernLendingServices.com | info@southernlendingservices.com. Equal Housing Opportunity.
Olivia Clarke Homes – FHA BFC 1-0 BUYDOWN – $500,000 AT 5.49% – 10.06.2026
For example, for a 30-year FHA loan with a 1-0 temporary buydown for a $500,000 home with a 3.5% down payment, a $490,943 loan amount which includes upfront mortgage insurance, a 680 FICO score, and a note rate of 5.49% (6.275% APR), there would be 12 monthly principal and interest payments of $2,484.62 at 4.49%, and 348 monthly principal and interest payments of $2,784.44. Monthly payment examples do not include taxes, hazard insurance, mortgage insurance of $219.79, or HOA fees. Interest rates are subject to agency loan level pricing adjustments for FICO score and loan to value. Olivia Clarke Homes, a dba of Scott Felder Homes, locked in, through Southern Lending Services, a fixed interest rate for a pool of funds made available to homebuyers on certain properties for a limited time. Rates are available until the funds are depleted or promotion expires. The interest rate offered applies only to Olivia Clarke Homes, financed through Southern Lending Services for a borrower’s principal residence. Not all borrowers will qualify. This offer is available for a limited time and can be stopped at any time without prior notice. Participating in the lock program is not a commitment to lend. Lock program must be mentioned at the time of application and is not valid on contract re-writes, transfers, or for buyers who have had a previously signed contract with Olivia Clarke Homes. Not applicable with any other offers. Locking the promotional interest rate is the borrower’s responsibility with Southern Lending Services. Locking is done at the borrower’s discretion and all rates/fees quoted are valid only at the time presented. All terms and conditions subject to credit approval, market conditions and availability. Example terms available as of 10/6/2026. ©2026 Southern Lending Services, Ltd. NMLS# 342900. www.SouthernLendingServices.com | info@southernlendingservices.com. Equal Housing Opportunity.
